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Options of Citi Tax Season Mortgage：
- Identical day approval and identical day mortgage disbursement [2]
- APR as little as 1.78% [1]
- Mortgage quantity as much as HK$3,500,000 or 12 occasions of month-to-month wage, whichever is decrease
- Reimbursement time period as much as 60 months [4]
- Take pleasure in as much as HK8,000 money coupon reward [3]
- HK$0 dealing with charge
Eligible prospects [5] who efficiently apply for the Citi Tax Season Mortgage from at the moment to December 31, 2023 and drawdown a selected mortgage quantity with a reimbursement time period of 12 months or above on or earlier than January 14, 2024 can get pleasure from as much as HK$8,000 money coupon reward [3]. The upper the mortgage quantity, the additional cash coupon rewards there might be. Please confer with the desk under for particulars:
| Mortgage Quantity (HK$) | Reimbursement Time period | Money Coupon Reward (HK$) | ||
| Citigold Personal Shopper (CPC)/ Citigold / Citi ULTIMA cardholders [6] | Different prospects | |||
| $1,500,000 or above |
24 months above | $8,000 | $4,000 | |
| 12 to 24 months | $4,000 | $2,000 | ||
| $800,000 to $1,499,999 |
24 months above | $4,000 | $2,500 | |
| 12 to 24 months | $2,500 | $1,500 | ||
| $400,000 to $799,999 |
24 months above | $2,000 | $1,500 | |
| 12 to 24 months | $1,500 | $1,000 | ||
| $100,000 to $399,999 |
24 months above | $700 | $600 | |
| 12 to 24 months | $500 | $400 | ||
Phrases and situations of Citi Tax Season Mortgage apply. Please go to www.citibank.com.hk/taxloan , Citi Cell® App, Citibank branches or name 2963 6413 to use.
In further to the tax mortgage provide, Citibank additionally launches ‘Pay tax and stand up to HK$500 Spending Rebate Promotion‘. Clients can get pleasure from as much as HK$500 rebate by paying tax via Citi PayAll or Citi On-line Banking with designated Citi Credit score Playing cards [7] to achieve designated tax cost quantity [8] and accumulating retail spending of HK$3,000[9] from November 1, 2023 to February 29, 2024.
| Amassed tax cost quantity through Citi PayAll or Citi On-line Banking (HK$) |
Rebate entitled (HK$) |
| $50,001 – $100,000 | $100 |
| $100,001 – $200,000 | $250 |
| > $200,000 | $500 |
‘Pay tax and stand up to HK$500 Spending Rebate Promotion’ is topic to related phrases and situations. For particulars and registration, please go to: citibank.hk/pay-tax23.
To borrow or to not borrow? Borrow provided that you’ll be able to repay!
Phrases and situations:
[1] The Annualized Share Charge (“APR”) of as little as 1.78% is calculated primarily based on the month-to-month flat price 0.080% with mortgage quantity of HK$1,500,000 and reimbursement tenor of 12 months. APR is calculated primarily based on the rules as set out within the Code of Banking Observe and rounded as much as the closest two decimal locations. Curiosity is calculated on the idea of twelve months per 12 months. The precise APR relevant might differ, which is to be thought-about on a case-by-case foundation in accordance with buyer’s profile. An APR is a reference price which incorporates the essential rate of interest and different charges and expenses of a product expressed as an annualized price.
[2] Identical day approval and identical day mortgage disbursement is barely relevant to chose prospects who efficiently submit the required paperwork along with a crammed in software type earlier than 10am of that working day (Monday to Friday). Precise approval and mortgage disbursement time might differ primarily based on the knowledge offered.
[3] A money coupon redemption letter (if relevant) might be mailed to the Eligible Clients’ Hong Kong correspondence handle in accordance with The Financial institution’s report on or earlier than March 31, 2024.Solely relevant to prospects who don’t maintain any Private Mortgage account provided by Citibank (Hong Kong) Restricted on the time of software.
[4] Citi Tax Season Mortgage’s reimbursement time period is from 6 to 60 months.
[5] Citibank Private Mortgage account of Eligible Clients have to be legitimate and in good situation with none late cost or early reimbursement, in any other case The Financial institution reserves the appropriate to forfeit the eligibility of an Eligible Buyer to take part on this promotion and the Eligible Buyer shall instantly repay to The Financial institution full quantity of Reward beneath this promotion.
[6] The Supply for Citigold Personal Shopper/ Citigold Shopper or Citi ULTIMA cardholder is barely relevant to the applicant who fulfill the next requirement from the date of software to the problem date of redemption letter (each dates inclusive):
– Citigold Personal Shopper ought to keep the account stability at HK$8,000,000 or above, Citigold Shopper ought to keep the account stability at HK$1,500,000 or above and Citi ULTIMA cardholder wants to carry the Citi ULTIMA card.
[7] Designated Citi Credit score Playing cards embrace Citi Status Card, Citi PremierMiles Card, Citi Money Again Card, Citi The Membership Credit score Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi HKTVmall Card, Citi Octopus Card, Citi Plus® Credit score Card and Citi Clear Card. Citi PayAll is just not relevant to Citi Rewards UnionPay Card.
[8] This Promotion is barely relevant to the Eligible Retail Transactions and the cost of Salaries Tax for the 2022/2023 tax 12 months made with any Eligible Card accounts throughout the Promotion Interval (“Tax Cost”). Funds for Tax Reserve Certificates, Enterprise Registration or Stamp Obligation should not relevant.
[9] For definitions of Eligible Retail Transactions and Ineligible retail transactions, please confer with citibank.hk/pay-tax23
[10] Within the occasion of discrepancy or inconsistency between this English model of the phrases and situations and the Chinese language model, the English model shall prevail.
Hashtag: #花旗銀行
The issuer is solely liable for the content material of this announcement.
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