12 June 2026
The European Central Financial institution (ECB) has up to date its dataset of structural monetary indicators for the banking sector within the European Union (EU) to the tip of 2025. This annual dataset contains, amongst different indicators, statistics for credit score establishments within the EU with respect to the variety of workplaces and workers in addition to knowledge on banking sector focus inside every Member State.
The structural monetary indicators present an extra decline within the variety of financial institution workplaces within the EU by 2.62%. Decreases have been noticed in 23 of the 27 nations, starting from -0.2% to -12.16%. The entire variety of workplaces within the EU was 122,889 on the finish of 2025, of which 86.13% are positioned within the euro space.
In the midst of 2025, the variety of workers of credit score establishments fell in 16 of the 27 Member States, with an EU-level drop of 0.80% at EU stage (Chart 1).
The information additionally point out that the diploma of banking sector focus (measured by the share of property held by the 5 largest credit score establishments) continues to range significantly between EU Member States (Chart 2). At nationwide stage the share of complete property of the 5 largest credit score establishments ranged from 34.37% to 95.2%, whereas the EU common was 69.33% on the finish of 2025.
The structural monetary indicators are printed by the ECB on an annual foundation.
Chart 1
Credit score establishments within the EU: Variety of workers (primarily based on knowledge per Member State)
(hundreds)
Notes: Interquartile ranges and medians are calculated throughout common nation values. Knowledge for every Member State can be found from 1999 or from the 12 months of EU accession.
Knowledge on variety of workers
Chart 2
Credit score establishments within the EU: Share of property held by the 5 largest credit score establishments (primarily based on knowledge per Member State)
(percentages)
Notes: Interquartile ranges and medians are calculated throughout common nation values. Knowledge for every Member State can be found from 1999 or from the 12 months of EU accession.
Knowledge on share of property
For media queries, please contact Benoit Deeg, tel.: +491721683704.
Notes:
- Tables containing additional breakdowns of structural monetary indicator statistics can be found on the ECB’s web site at ECB Knowledge Portal.
- Structural Monetary Indicators knowledge can be found within the ECB Knowledge Portal.
- Hyperlinks in the primary physique of the press launch result in knowledge which will change with subsequent releases on account of revisions.
