BAKU, Azerbaijan, October 9. The quantity of
transactions made utilizing cost playing cards issued by Kazakh banks
reached 20.2 trillion tenge (about $45.7 billion) in August 2026,
whereas the variety of transactions amounted to 1.3 billion, in accordance
to the Nationwide Financial institution of Kazakhstan.
In contrast with August 2025, the variety of non-cash transactions
elevated by 7.6% to 1.3 billion, whereas their quantity grew by 6.1%
to 17.9 trillion tenge (about $40.5 billion).
Fee card holders made 18.8 million money withdrawal
transactions price 2.3 trillion tenge (about $5.2 billion). The
variety of money withdrawal transactions decreased by 8.8% in contrast
with August 2025, whereas their quantity declined by 8.7%.
As of September 1, 2026, cost playing cards have been issued by 18 banks
and Kazpost JSC. These organizations challenge and distribute cost
playing cards of worldwide techniques, together with Visa Worldwide and
Mastercard Worldwide, in addition to playing cards of the native Kaspi.kz
system.
As of September 1, 2026, 84.3 million cost playing cards have been in
circulation in Kazakhstan. Debit playing cards accounted for 81.7% of the
whole, bank cards for 15.5%, whereas debit playing cards with a credit score
restrict and pay as you go playing cards accounted for two.9%.
In response to Pattern
calculations, August information present that the decline in money utilization was
pushed primarily by a decrease frequency of withdrawals moderately than a
discount within the common quantity withdrawn.
Money withdrawals accounted for about 11.4% of whole card
transaction quantity however solely about 1.4% of the whole variety of
transactions. This implies there was roughly one money
withdrawal for each 69 non-cash transactions.
The common money withdrawal amounted to about 122,000 tenge
(about $276), in contrast with roughly 13,800 tenge (about $31)
for a mean non-cash transaction.
The variety of money withdrawal transactions declined by 8.8%
year-on-year, whereas their quantity fell by 8.7%, indicating that the
common withdrawal quantity remained virtually unchanged in nominal
phrases, rising by about 0.1%.
With annual inflation at 9.8% in August 2026, the broadly
unchanged nominal common withdrawal corresponds to an estimated
decline of about 9% in actual phrases.
The conversions have been made on the charge of $1 = 441.88 tenge.
