Indonesia pushes digital payments to transform national trade

Jakarta (ANTARA) – Coordinating Minister for Financial Affairs Airlangga Hartarto stated the event of digital funds performs a vital position in supporting the transformation of nationwide commerce.

His assertion is consistent with information from Financial institution Indonesia, which confirmed that the Indonesian Customary for Fast Response Codes (QRIS) had reached 65.77 million customers by June 2026, making funds extra inclusive and handy for companies and customers.

“We see that the QRIS fee system is already utilized by 65.77 million customers and accepted by 44.86 million retailers, with 96.68 p.c of them being micro, small, and medium enterprises (MSMEs),” the minister stated on Wednesday.

He added that advancing digitalization is essential to constructing a extra environment friendly and inclusive commerce ecosystem.

“We’re encouraging extra trendy, complete, structural, and adaptive commerce,” Hartarto stated.

He stated strengthening home commerce can also be consistent with the position of consumption as a key driver of nationwide financial progress.

Hartarto stated family consumption grew 5.06 p.c year-on-year (yoy) within the second quarter of 2026, contributing 53.32 p.c to gross home product (GDP).

In the meantime, the Shopper Confidence Index (CCI) stood at 116.8 in July 2026, remaining above the optimistic threshold of 100.

The ministry’s spokesperson, Haryo Limanseto, added that strengthening the commerce sector requires a extra complete understanding of adjusting consumption patterns and the event of the enterprise ecosystem.

“Commerce transformation will not be merely about boosting procuring exercise, but in addition about constructing an ecosystem that hyperlinks customers, companies, home producers, and fee and distribution techniques,” he stated.

He added {that a} extra built-in ecosystem may enable procuring tourism and home consumption to generate better added worth for the nationwide financial system, as mirrored within the variety of international vacationer arrivals in Indonesia through the first semester of 2026, which reached 7.45 million, a 5.71 p.c improve year-on-year (yoy).

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Translator: Arnidhya Nur Z, Resinta Sulistiyandari
Editor: M Razi Rahman
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